How to Apply for HDFC Gold Loan

hdfc-gold-loans

In 1995, HDFC bank started operations with a simple task: being an “Indian Bank with World Class Service.” They found that it would only help them get there with a singular emphasis on product quality and service excellence. They are happy today to report that they are well on the path to achieving this target. Get an instant gold loan with safe on-spot loan processing at HDFC Bank.

Is Gold Loan Safe to Opt?

But you can consider taking a loan against gold if you can trust the repayment of principal and interest in time.  In this increasing sector, gold loans are also nice.  However, if during the loan term gold rates are dramatically changed, banks will apply for the different payment.

HDFC Bank Gold Loan:

HDFC Bank Gold Loan is accessible direct or telephone from either of the branches of the HDFC Bank under the scheme name Sampoorna Bharosa Gold Loan. With the gold loan facility, customers need not worry about the cash shortages, because anybody’s gold is dedicated to a loan. The earned cash may be used for some commercial reasons such as the acquisition of an item or the payment of liabilities or the needs of working capital. The loan amount cannot, however, be used to purchase any other gold items such as coins and jewelry as the Bank which authorized the loan is barred from doing so.

Read More – 8 Proven Reasons That Investment Is The Best Way For Retirement

Features

  • Exclusive offers and prices for existing bank account holders of the bank are offered at competitive interest rates by HDFC Bank. Also, special and preferential interest rates are provided to customers of Preferred, Imperia, Classic, and Women.
  • Loan approval and payment systems are fast and simple.
  • HDFC bank provides its lender’s term loans, overdraft facilities and EMI plans with reasonable interest rates.
  • The loan can be reimbursed using a referendum or EMI.

Steps to Apply for HDFC Gold Loan Online:

gold-loan-hdfc

The following steps are for the online application of gold loans:

  • Visit the official website of the HDFC bank. On the right hand, pick ‘Loans’ from the menu in the ‘Select Product type’ tab on the ‘What are you searching for’ icon.
  • Next, from the dropdown screen, pick the gold loan. Tap Apply online
  • Fill out the form on the next page by entering your details. C lick Submit button.
  • A representative of the HDFC bank may call you after your submission of details
  • Your loan application form will be collected, and your eligibility for the loan will be determined based on the documentation that you submitted.

Apply through Online Customer Support

Visit the HDFC bank’s official website. On the right side bottom, click on ‘Ask EVA’ and enter ‘Apply for Gold Loan’. Enter your personal information next.

Also, Check – Yes Bank Business Loan – 2020 Interest Rates, Features, Eligibility

Offline Process

You just have to find the closest HDFC branch for this. Go there with your gold items and some basic documentation to show your identification. To qualify for a gold loan, you need to complete a basic application form.

Just apply online or offline ways to get emergency funds with your gold items at affordable interest rates at HDFC bank right now. For any queries, get in touch with HDFC Bank employee or customer care for needful assistance.

Leave a Reply

Your email address will not be published. Required fields are marked *