Best Financial Calculators to Buy in October 2025
HP 12C Financial Calculator - Black/Gold
- IDEAL FOR HOME FINANCE, BUSINESS, AND ACCOUNTING NEEDS.
- OVER 120 BUILT-IN FUNCTIONS FOR VERSATILE CALCULATIONS.
- EFFORTLESS KEYSTROKE PROGRAMMING FOR QUICK CUSTOMIZATION.
Texas Instruments BA II Plus Professional Financial Calculator Silver 9.8 Inch
- STREAMLINED FINANCIAL CALCULATIONS FOR LOANS, SAVINGS, AND LEASES.
- ADVANCED CASH-FLOW ANALYSIS FOR 32 UNEVEN CASH FLOWS.
- USER-FRIENDLY PROMPTS GUIDE YOU THROUGH COMPLEX FINANCE TASKS.
HP 12CP Financial Calculator
- RPN FOR QUICK AND EFFICIENT DATA ENTRY.
- 120+ FUNCTIONS FOR FINANCE, MATH, AND STATS.
- COMPACT AND PORTABLE WITH LONG BATTERY LIFE.
HP 2716570 10bII+ Financial Calculator, 12-Digit LCD
- OVER 100 FUNCTIONS: PERFECT FOR STUDENTS AND PROFESSIONALS ALIKE.
- INTUITIVE LAYOUT: QUICK ACCESS TO KEY FUNCTIONS, SAVES TIME!
- TEST APPROVED: USE ON SAT, PSAT, AND AP EXAMS WITH CONFIDENCE.
HP 10B II Plus/Hewlett Packard 10BII+ Financial Scientific Calculator + WYNGS Protective Case Black
- ADVANCED FINANCIAL FUNCTIONS FOR QUICK, ACCURATE CALCULATIONS.
- INTUITIVE DESIGN FOR EASY NAVIGATION AND EFFICIENT USE.
- COMPACT AND PORTABLE, PERFECT FOR ON-THE-GO PROFESSIONALS.
HP 2716570 10bII+ Financial Calculator, 12-Digit LCD
- OVER 100 FUNCTIONS SIMPLIFY CALCULATIONS FOR STUDENTS & PROS.
- INTUITIVE LAYOUT REDUCES KEYSTROKES FOR QUICK, EFFICIENT USE.
- APPROVED FOR SAT, PSAT, AND AP TESTS-STUDY CONFIDENTLY!
Hp 17Biiplus 17Bii+ Financial Calculator, 22-Digit Lcd
- VERSATILE CALCULATIONS: FINANCE, STATISTICS, AND FORECASTS MADE EASY.
- MULTI-LANGUAGE SUPPORT FOR GLOBAL ACCESSIBILITY AND USER CONVENIENCE.
- DUAL MODES AND EXTENSIVE MEMORY ENHANCE PRODUCTIVITY AND EFFICIENCY.
To calculate interest rate using a financial calculator, you will need the following information: the principal amount, the future value, the number of compounding periods per year, and the number of years.
Start by inputting the principal amount as a negative number, as it is considered an outgoing cash flow. Then input the future value as a positive number, as it represents an incoming cash flow.
Next, enter the number of compounding periods per year and the number of years.
After entering all the necessary information, press the appropriate function key on your financial calculator to calculate the interest rate. The result will be the annual interest rate that will result in the principal amount growing to the future value over the specified number of compounding periods.
Make sure to double-check your inputs and consult your financial calculator's user manual for any specific instructions on how to perform this calculation.
How to adjust the interest rate on a financial calculator?
Adjusting the interest rate on a financial calculator is a simple process that involves pressing a few buttons. Here's how you can do it:
- Turn on your financial calculator.
- Press the "i" or "interest" button on the calculator. This will bring up the current interest rate that is programmed into the calculator.
- Use the arrow keys to navigate to the interest rate field and delete the current interest rate by pressing the "C" or "clear" button.
- Input the new interest rate that you want to use by typing in the numbers and decimal point.
- Press the "Enter" or "Confirm" button to save the new interest rate.
Your financial calculator should now be updated with the new interest rate that you inputted. You can use this new interest rate for calculations and financial analysis.
How to calculate present value on a financial calculator?
To calculate the present value on a financial calculator, you will need to input the following variables:
- Interest rate: The annual interest rate or discount rate for the investment or project.
- Number of periods: The total number of periods over which the cash flows will be received.
- Cash flows: The amount of money that will be received or paid out at each period.
Here is a step-by-step guide on how to calculate the present value on a financial calculator:
- Turn on your financial calculator and ensure it is in financial mode.
- Input the interest rate using the appropriate key (usually labeled as "i" or "rate").
- Input the number of periods using the appropriate key (usually labeled as "N" or "periods").
- Input the cash flows at each period using the appropriate key (usually labeled as "CFo" or "payments").
- Press the "NPV" or "PV" key to calculate the present value.
The calculator will then display the present value of the cash flows based on the interest rate and number of periods you input.
How to clear previous calculations on a financial calculator?
To clear previous calculations on a financial calculator, you can typically press the "C" (clear) or "AC" (all clear) button on the calculator. This will reset the calculator and erase any previous calculations that were performed. If your calculator has specific functions or menus for clearing calculations, you can refer to the user manual for instructions on how to do so.