Some specific credit cards are made for shopping and come with an excellent reward. However, on the other hand, there are some that are loaded with traveling privileges. As a user, it is important to pick up the card that can suit all the requirements and options. The question is, which is the best card available for you? Considering the same and in order to help you out here, we have given details about some of the best credit cards available in India for 2020. So, let’s get started.
American Express Membership Rewards Credit Card:
It is an amazing option in the best credit card available for whole those who are willing to get rewards for each and every spending and redeem the points generously. This credit card makes spending recording for the users. The annual fee of this credit card is 1000 rupees + GST. Apart from this, the annual fees are rupees 4500 along with GST.
If you get this credit card then you will get 4000 bonus membership rewards point as your welcome gift. Along with this, you will also be able to earn 1000 bonus membership reward points if you made for transactions of 1000 rupees every month. When you pay the annual membership fees in the second year then you will be able to earn 5000 bonus points. For every 50 rupees spending, you will earn 1 Mr. on the card across the categories including insurance, utilities, fuel, cash as well as advance and others. Apart from this, you can also redeem your rewards from 18 carats and 24-carat gold collection program held by the American express.
Indian Oil Citi Platinum Credit Card:
If you are usually getting concerned about the rising cost of the fuels and willing to save some bucks then this is the best option available for you from the Indian oil. It is undoubtedly among the top 10 best credit cards available in India for 2020. The annual fee of this credit card is 1000 rupees along with GST and the renewal fees are 1000 rupees along with GST. If you purchase this card then you will avail amazing benefits like up to 71 liters of fuel-free delivery every year in the form of fuel surcharge waiver and turbo points. Whenever you spend rupees 150 on the authorized Indian oil retail outlets across the country then you will earn for turbo. Apart from this, you will also get to turbo points for rupees 150 on the grocery and supermarket are pending. The accumulated turbo points you get will never expire.
HSBC Cashback Credit Card
If you are one of those who love shopping crazily and usually make purchased every now and then this is the best option available for you that can provide you the best discount. It will provide you cashback on almost every purchase of yours. The best part about this credit card is that its joining fees are zero and the renewal fees are also just 750 rupees plus GST. If you purchase this credit card then you will get to domestic or international airport launch Axis along with to airport meal vouchers worth rupees 400 and along with that, you will also get swiggy voucher of rupees 250 as a welcome benefit. Along with all this, you will get 1.5% cashback on all your online is pending along with 1% cashback on the other is pending. the best part about this credit card is that you do not we do to pay any sort of joining fees and also the cashback is applicable on the equated monthly installment. If you enjoy your dinner in any of the partner restaurants then you will also get the discount up to 15%. It is one of the best credit cards in India.
Standard Chartered Super Value Titanium Credit Card:
If you are one of those who want something in return every time then this standard chartered super value titanium credit card is specially designed for you. On each spending of yours, you will get the cashback and the rewards. It will provide you cashback on the fuel expenses as well. The annual fees of this credit card are 750 rupees + GST. If you want to renew it then you need to spend just 750 rupees along with GST charges. After purchasing this card, you will get 5% cashback on fuel spending along with mobile recharge and utility bill payments as well. Apart from this, one reward point will be given to you every time you spend rupees 150. Along with the credit card, you will also get a complimentary priority pass membership and also it will provide you offers and discounts on shopping, dining, travel booking under the standard chartered good life program.
HDFC Regalia Credit Card:
If you are thinking about getting a credit card that can over something on every category including shopping, traveling and other expenses then this is an amazing toy available for you. The annual fees of this credit card are rupees 2500 along with GST. The same amount you need to spend as the renewal fees. This credit card then you will get the Zomato gold membership for one year on the spending of rupees 75000 within 3 months of issuance. Along with this, you will also get 2500 reward points on payment of the joining fees. It will also provide you the benefit of 12 complimentary domestic airport lounge access every calendar year. Along with all this, you will get up to 12 international launch access every year along with 24 into 7 traveler service for booking, travel, late-night delivery and others.
Amazon Pay ICICI Bank Credit Card:
If you love to shop at Amazon frequently than this is the best option available for you in the best credit cards. After a purchase in which credit card you will be able to avail Amazon discount on the purchase is along with cashback as well. The annual fee of this credit card is zero and also you do not need to pay any amount for renewing it as well. After purchasing this credit card you will get 5% cashback on all the purchases from Amazon Prime and Amazon. Along with this, if you are a nonprime customer then you will get three percent cash back on all your purchases. Apart from this, you will get two percent cashback on the purchase Amazon partner along with gift card purchase. If you complete any sort of recharge your bill payment through this credit card then you will also get 2% reward points.
Simple Click SBI Card:
If you are willing to make maximum benefit on online spendings than simply click SBI card is the best option available for you. It will provide you up to 10 times reward points along with the discount offers. The annual fees of this credit card are 499 rupees + GST. The same amount you need to spend on renewable. If you purchase this credit card then you will get 500 rupees gift voucher as a welcome gift along with 1 reward point on every hundred rupees spending. Along with all this, you will also enjoy a 1% fuel surcharge waiver on the fuel transactions of rupees 500 to rupees 3000. If you spend rupees 100000 in a year then your annual fees will also get reversed to you.